United Fire Group, Inc. (UFCS)

Environment story

United Fire Group discloses no Scope 1, Scope 2, or Scope 3 emissions data, renewable energy percentages, or net-zero targets in available filings. The company acknowledges climate change as a material risk to its property insurance underwriting (physical risk, regulatory risk, transition risk, and liability risk) but provides no operational decarbonization initiatives or emissions reduction strategies. The 10-K documents climate exposure as a business threat rather than an area of corporate environmental management. No verified investments in physical decarbonization infrastructure are reported. The company's environmental posture is passive and disclosure-limited, resulting in substantial deductions for undisclosed emissions across all scopes and absent net-zero commitment.

Social story

United Fire Group does not disclose CEO-to-median-worker pay ratio, workforce turnover rate, diversity metrics (gender/race in leadership or workforce), union standing, supply-chain audits, or labor-relations history in available filings. The 10-K acknowledges talent attraction and retention as a key operational risk and mentions succession planning for executive personnel, but provides no evidence of union-suppression activities, strikes, or major labor disputes within the past 24 months. No structured DEI initiatives, pay-equity commitments, or supply-chain ethics audits are documented. In the absence of negative evidence (strikes, NLRB complaints, litigation) and without disclosed policies that trigger deductions, the social score defaults to the starting point.

Governance story

United Fire Group reports no dual-class share structure in available filings. Board independence percentage is not disclosed. The company does not disclose annual lobbying expenditures targeting environmental deregulation or consumer-protection rollbacks. No significant antitrust, consumer-safety, or financial-fraud regulatory proceedings are documented in the 10-K. The company describes defensive corporate-governance enhancements (amendments to bylaws and articles of incorporation) to protect against activist or takeover disruption, but does not specify detailed board composition, independence ratios, or lobbying spend. The absence of disclosed dual-class voting rights, material regulatory violations, or active deregulatory lobbying prevents major deductions; however, the lack of transparency on board independence and lobbying activities results in a moderate deduction.

These are Missionomics' own editorial scores — directional signals built from disclosed facts under a published method, not certifications or definitive ratings of United Fire Group, Inc.. Coverage and confidence vary by data point, and figures can lag real-world changes. Read the full Methodology for sourcing, scoring, and correction details — or open United Fire Group, Inc. in the app for interactive charts and portfolio building.

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