Financial Services
First Hawaiian, Inc. (FHB)
Data as of July 17, 2026
Environment story
First Hawaiian, Inc. discloses minimal direct environmental data. The 10-K contains no disclosed Scope 1, Scope 2, or Scope 3 emissions figures, renewable energy percentages, or net-zero targets. As a regional bank headquartered in Hawaii with exposure to climate-vulnerable markets (hurricane, tsunami, wildfire risk), the company acknowledges climate-related physical and transition risks in risk factors but provides no quantified emissions inventory, decarbonization initiatives, or credible climate commitments. The absence of material ESG disclosures typical of peer financial institutions, combined with acknowledged dependence on real estate collateral in climate-exposed island economies, results in a materially reduced score. No verified greenwashing red flags detected, but lack of transparency prevents higher scoring.
Criticisms on file
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Undisclosed emissions inventory and absence of net-zero commitment despite operating in climate-vulnerable geographies with real estate concentration.Source: FHB 10-K Form (2025), Item 1A Risk Factors; Item 7 MD&A. No separate sustainability report or ESG disclosure provided.
Disclosed initiatives
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Climate Risk Acknowledgment in Risk Factors10-K Item 1A explicitly identifies climate-related physical risks (hurricanes, tsunamis, wildfires in Hawaii, Guam, Saipan) and transition risks from evolving climate regulations and stakeholder expectations.Risk acknowledgment only; no operational mitigation disclosed.
Social story
First Hawaiian discloses positive human capital metrics. As of December 31, 2025, the company employs over 2,000 employees with an average tenure of 11.7 years, indicating stable workforce retention. Management affirms 'generally good' employee relations with zero unionized employees or collective bargaining agreements. The company offers 10 formal leadership development programs and over 20,000 professional development courses. Health and wellness benefits are flexible with healthcare cost reduction initiatives. No documented NLRB complaints, strikes, or union-suppression activities within 24 months are disclosed. However, the 10-K does not provide CEO-to-median-worker pay ratio, workforce diversity percentages (gender, racial/ethnic), turnover rates, or safety metrics, preventing full assessment of Social pillar depth. Lack of disclosed diversity in technical/executive leadership and supply-chain ethics oversight results in moderate scoring despite positive labor-relations posture.
Criticisms on file
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Absence of disclosed workforce diversity metrics (gender, race/ethnicity), CEO-to-median-worker pay ratio, and specific occupational safety data despite employing 2,000+ employees.Source: FHB 10-K Form (2025), Item 1 General; Human Capital Resources section. No diversity or pay-equity disclosure provided.
Disclosed initiatives
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Leadership Development ProgramsCompany offers 10 formal leadership development programs and over 20,000 professional development courses through an Online Learning Center as of report date.Supports internal talent pipeline and employee retention.
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Flexible Benefits and Health/Wellness ProgramsCompany designs flexible healthcare benefit options aimed at reducing out-of-pocket costs for employees. Hand-sanitizing stations and occupational health measures implemented.Employee wellbeing support; pandemic-era precautions noted.
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Long Employee TenureAverage tenure of 11.7 years as of December 31, 2025, among 2,000+ employees, indicating stable workforce.Low turnover; strong employee retention relative to banking industry averages.
Governance story
First Hawaiian operates under a single-class share structure with no disclosed dual-class voting rights, avoiding supermajority founder-control penalties. The 10-K does not explicitly disclose board independence percentage, limiting assessment against the 75% threshold. As a NASDAQ-listed bank holding company subject to Federal Reserve supervision, the company maintains regulatory capital ratios well above minimums (CET1 13.17% as of December 31, 2025, vs. 7% required including conservation buffer) and has achieved 'Outstanding' CRA rating in most recent evaluation. However, the company does not disclose annual lobbying expenditures or PAC contributions, preventing transparency assessment on political influence or climate/consumer-protection lobbying positions. No active antitrust, consumer-safety, or financial-fraud regulatory proceedings are disclosed. No evidence of shareholder litigation suppression or anti-climate-proposal legal actions. The absence of lobbying disclosures and lack of explicit board-independence reporting limit the governance score despite positive capital and regulatory standing.
Criticisms on file
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Non-disclosure of annual lobbying expenditures, PAC contributions, and specific board-independence percentage, limiting transparency on political influence and governance structure.Source: FHB 10-K Form (2025). Lobbying and PAC disclosure not included in Item 1A Risk Factors or Item 7 MD&A.
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Unspecified board composition and independence metrics despite regulatory oversight by Federal Reserve and NASDAQ listing requirements.Source: FHB 10-K Form (2025). Board composition details deferred to proxy statement, not included in 10-K core filing.
Disclosed initiatives
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Strong Regulatory Capital PositionAs of December 31, 2025: CET1 capital ratio 13.17%, Tier 1 capital ratio 13.17%, total capital ratio 14.42%, Tier 1 leverage ratio 9.27%, all materially above regulatory minimums.Well-capitalized institution with enhanced financial stability; exceeds prompt corrective action and capital conservation buffer thresholds.
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Community Reinvestment Act (CRA) PerformanceFHB received 'Outstanding' rating in most recent CRA performance evaluation by FDIC, assessed on lending, investments, and services to low- and moderate-income individuals and communities.Positive CRA standing supports regulatory approval for acquisitions and maintains access to broader permissible financial activities under BHC Act.
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Regulatory Compliance FrameworkCompany maintains compliance with Federal Reserve capital rules, FDIC insurance requirements, Hawaii DFI oversight, CFPB consumer protection rules, and SEC disclosure obligations as NASDAQ-listed entity.Comprehensive regulatory supervision; no disclosed material violations or enforcement actions.
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Clawback Policy ImplementationCompany adopted clawback policy for recovery of excess incentive-based compensation following SEC/NASDAQ listing standards effective October 2, 2023, per final rule on executive officer compensation.Aligns with institutional governance standards on executive compensation discipline.
These are Missionomics' own editorial scores — directional signals built from disclosed facts under a published method, not certifications or definitive ratings of First Hawaiian, Inc.. Coverage and confidence vary by data point, and figures can lag real-world changes. Read the full Methodology for sourcing, scoring, and correction details — or open First Hawaiian, Inc. in the app for interactive charts and portfolio building.
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