EZCORP, Inc. (EZPW)

Environment story

EZCORP discloses no Scope 1, 2, or 3 emissions data, net-zero targets, renewable energy commitments, or decarbonization initiatives in SEC filings. The company operates pawn and retail stores with minimal environmental disclosure. No verified environmental controversies documented in available sources, but absence of disclosure triggers maximum penalties under deterministic rules: Scope 3 undisclosed (-15), no net-zero target stated (-15), and no decarbonization infrastructure investments (0 addition). Environmental score capped at 55 due to material omission of supply-chain emissions quantification.

Social story

EZCORP reports no disclosed CEO-to-median-worker pay ratio, diversity metrics, turnover rates, or union-standing information in the 10-K. The company faces reputational exposure as a firearms retailer and pawn operator subject to negative characterization by consumer advocates regarding predatory lending practices and stolen-property risks. No documented active union-suppression or strikes within 24 months are evident. Supply-chain labor-rights audits and living-wage commitments are not disclosed. In absence of verified social metrics, penalties are applied: no diversity disclosure (-15), pay-ratio unknown (no deduction but lack of transparency noted). The pawn and firearms businesses carry inherent social-risk exposure related to consumer protection and public safety that the company acknowledges but does not mitigate through disclosed programs.

Governance story

EZCORP exhibits severe governance red flags. Phillip E. Cohen beneficially owns 100% of Class B Voting Common Stock and controls all shareholder votes; publicly traded Class A Common Stock is non-voting, creating a dual-class supermajority founder-control structure that materially impairs minority shareholder protection. Board unanimity requirement means Mr. Cohen (as director) can block all Board actions. Board independence percentage is not disclosed; given controlling-shareholder dominance and related-party control mechanisms, governance independence is inferred at materially below 75%. No documented lobbying expenditure for climate/consumer-protection deregulation is disclosed; no antitrust or SEC consent decrees are visible in filings, though the company faces ongoing product-liability and regulatory-compliance risks. Dual-class structure deduction (-20), inferred board-independence deficit (-15) total -35 from baseline.

These are Missionomics' own editorial scores — directional signals built from disclosed facts under a published method, not certifications or definitive ratings of EZCORP, Inc.. Coverage and confidence vary by data point, and figures can lag real-world changes. Read the full Methodology for sourcing, scoring, and correction details — or open EZCORP, Inc. in the app for interactive charts and portfolio building.

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