Bank of Hawaii Corporation (BOH) — ESG & Values Scores

Environment story

Bank of Hawaii shows limited environmental disclosure and lacks quantified climate commitments. No Scope 1, 2, or 3 emissions data disclosed in the 10-K. The company identifies climate change as a material risk to operations and customer credit quality, particularly given Hawaii's vulnerability to sea-level rise and extreme weather. However, no net-zero target year, renewable energy percentage, or decarbonization initiatives are documented. The risk factor discussion acknowledges climate impacts on collateral values and borrower repayment capacity but does not articulate a forward-looking mitigation strategy. Bank operations are geographically concentrated in Hawaii and Pacific Islands, areas highly exposed to climate hazards. Absence of third-party sustainability reporting or verified climate commitments results in a below-midpoint environmental score.

Criticisms on file

No disclosed Scope 1, 2, or 3 emissions; no net-zero target or sustainability report published.
Source: BOH 10-K 2025; absence of ESG/sustainability disclosure documents
High operational exposure to climate hazards (sea-level rise, tropical storms, volcanic activity) in primary market area with limited disclosed adaptation strategy.
Source: BOH 10-K Item 1A Risk Factors - Climate change and natural disasters sections

Disclosed initiatives

Climate Risk Assessment

10-K acknowledges climate change and governmental responses as material risks; identifies potential impacts on regional real estate collateral values, customer ability to repay loans, and operational disruptions from natural disasters.

Risk monitoring only; no quantified mitigation or reduction targets disclosed.

Social story

Bank of Hawaii does not disclose CEO-to-worker pay ratio, workforce diversity breakdowns, or union-related activities in the 10-K. No documented labor disputes, strikes, or NLRB complaints are mentioned. The company emphasizes talent attraction and retention as a strategic priority but provides no quantified diversity metrics for leadership or workforce. No supply-chain labor audits or human-rights due-diligence disclosures are evident. The company's regional focus on Hawaii and Pacific Islands suggests a relatively localized workforce with limited international sourcing complexity. Absence of formal DEI program disclosures and pay-equity commitments limits social transparency. The company acknowledges reputational sensitivity to community values including Hawaii's 'ohana culture, suggesting community engagement, but this is not backed by measurable diversity or labor-rights commitments.

Criticisms on file

No disclosed CEO-to-median-worker pay ratio, workforce diversity percentages (women, underrepresented groups), or gender/racial pay gap analysis.
Source: BOH 10-K 2025; absence of DEI and compensation disclosures
No documented union relationships, neutrality agreements, or labor-relations transparency.
Source: BOH 10-K 2025; absence of labor/union disclosures
No supply-chain human-rights audits, conflict-minerals policies, or living-wage commitments disclosed.
Source: BOH 10-K 2025; absence of supply-chain ethics disclosures

Disclosed initiatives

Talent Attraction and Retention

10-K states 'Our success is dependent on our ability to recruit qualified and skilled personnel' and acknowledges intense competition for qualified staff in regional markets.

Strategic acknowledgment only; no quantified retention metrics, training investment, or diversity targets disclosed.
Community Reputation Management

Company notes sensitivity to public opinion in Hawaii and Pacific Islands communities and explicit reference to community values such as Hawaii's 'ohana culture.

Reputational consideration without documented diversity, equity, or inclusion programs.

Governance story

Bank of Hawaii exhibits governance characteristics consistent with a mid-sized regional bank. The 10-K does not disclose board independence percentage, presence/absence of dual-class share structures, or annual lobbying expenditures. No significant antitrust, consumer-safety, or financial-fraud regulatory proceedings are mentioned. The company acknowledges extensive regulatory oversight by federal agencies (Federal Reserve, FDIC, CFPB) and compliance costs associated with Dodd-Frank Act and consumer protection laws. Leadership transitions at federal agencies (mentioned in risk factors) are noted as potential sources of regulatory uncertainty. No evidence of litigation blocking shareholder climate proposals or active regulatory penalties is presented. However, opacity regarding board composition, share structure, and political spending limits governance transparency assessment. The company's discussion of evolving regulatory environment and AI governance risks indicates awareness of emerging governance challenges.

Criticisms on file

No disclosed board independence percentage or board composition details; unable to assess compliance with 75%+ independence target.
Source: BOH 10-K 2025; absence of board structure disclosures
No disclosed share structure; unable to verify absence of dual-class voting or super-voting shares.
Source: BOH 10-K 2025; absence of capital structure detail
No disclosed annual lobbying expenditures; unable to assess political spending or regulatory-capture risk.
Source: BOH 10-K 2025; absence of political spending disclosures

Disclosed initiatives

Regulatory Compliance and Governance Framework

Extensive discussion of compliance with Dodd-Frank Act, CFPB regulations, CRA, federal housing and flood insurance, USA PATRIOT Act, Bank Secrecy Act, data privacy laws, and cybersecurity standards.

Demonstrates regulatory engagement but no proactive governance innovation beyond statutory requirements disclosed.
AI Governance and Risk Management

10-K acknowledges AI risks including model bias, transparency challenges, third-party AI dependencies, and evolving regulatory environment for AI development and deployment.

Risk identification without documented governance framework or AI ethics oversight committee disclosed.

These are Missionomics' own editorial scores — directional signals built from disclosed facts under a published method, not certifications or definitive ratings of Bank of Hawaii Corporation. Coverage and confidence vary by data point, and figures can lag real-world changes. Read the full Methodology for sourcing, scoring, and correction details — or open Bank of Hawaii Corporation in the app for interactive charts and portfolio building.

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