AMERISAFE, Inc. (AMSF) — ESG & Values Scores

Environment story

AMERISAFE is a specialty workers' compensation insurance company with no disclosed direct operational emissions (Scope 1/2) data, sustainability reporting, or net-zero targets in the 10-K filing. As an insurance holding company with three insurance subsidiaries, the company's environmental footprint is primarily administrative and office-based rather than industrial. No material resource controversies, toxic-waste incidents, or habitat disputes are disclosed. The absence of quantified environmental metrics and commitments results in a neutral-to-low environmental score, reflecting incomplete disclosure rather than demonstrated strong or poor environmental performance.

Criticisms on file

No material criticisms on file for this pillar.

Disclosed initiatives

No disclosed initiatives on file for this pillar.

Social story

AMERISAFE's 10-K does not disclose CEO-to-worker pay ratios, workforce diversity metrics, turnover rates, or formal union-standing documentation. The company emphasizes employee quality ('knowledgeable, dedicated employees') and safety culture in competitive positioning, but provides no quantified DEI data, supply-chain labor audits, or labor-dispute records. The absence of documented union-suppression activities or major strikes in the filing is neutral; however, the complete lack of DEI transparency and pay-equity disclosure represents a material gap in social accountability. Field Safety Professionals (FSPs) and Field Case Managers (FCMs) are mentioned as key roles, but no representation or pay-equity analysis is provided.

Criticisms on file

No material criticisms on file for this pillar.

Disclosed initiatives

Comprehensive Safety Services

93.4% of new voluntary business policyholders receive pre-quotation safety inspections; periodic on-site safety surveys and workplace visits for all policyholders; deployment of Field Safety Professionals (FSPs) to policyholders' worksites.

Enhanced workplace safety for policyholders; proactive injury prevention and loss reduction.
Proactive Claims Management

In-house claims management with Field Case Managers averaging 51 open indemnity claims per FCM; personalized approach to injured-employee guidance through medical treatment, rehabilitation and recovery; rapid closure of claims through direct contact.

Faster return-to-work outcomes and reduced litigation; supportive management of injured workers.

Governance story

AMERISAFE's 10-K does not disclose board independence percentages, dual-class share structure, lobbying expenditures, or recent antitrust/regulatory fines. The company is incorporated in Texas and operates three insurance subsidiaries (AIIC, SOCI, AIICTX) in Nebraska and Texas. The filing references a Proxy Statement for the 2026 Annual Meeting (incorporated by reference) which would contain detailed governance disclosures; however, those documents were not provided in the source materials. All three subsidiaries maintain A.M. Best ratings of 'A' (Excellent), suggesting sound financial governance. Without explicit governance metrics from proxy materials, the score reflects incomplete transparency rather than identified governance failures.

Criticisms on file

No material criticisms on file for this pillar.

Disclosed initiatives

Disciplined Underwriting

All three insurance subsidiaries carry A.M. Best rating of 'A' (Excellent); no delegation of underwriting authority to agencies or third parties; internal underwriting governance and multi-step review process.

Strong financial stability and conservative risk management.
Capital Management

Stated strategy to maintain capital strength, manage to achieve profitability goals, optimize reinsurance use, and deploy capital-management tools including dividends and share repurchases.

Prudent stewardship of shareholder capital and financial resilience.

These are Missionomics' own editorial scores — directional signals built from disclosed facts under a published method, not certifications or definitive ratings of AMERISAFE, Inc.. Coverage and confidence vary by data point, and figures can lag real-world changes. Read the full Methodology for sourcing, scoring, and correction details — or open AMERISAFE, Inc. in the app for interactive charts and portfolio building.

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